Standing, from left to right: Debra J. Fackler - On Line Coordinator, Jackie S. Keegan - Bank Card Administrator/Consumer Loan Officer, Betty Jo Billings - Branch Manager, David C. Kieffer - Compliance Officer/Appraisals, Carole S. Gerhart - Vice President Mortgage Lending, Renae A. Cox - Accounting Manager
Seated, from left to right: Dean R. Shields - Vice President Consumer Lending, John R. Clime - C.E.O./Executive Vice President, Steven C. Shields - Vice President Operations/Secretary Treasurer
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