Main Office
300 South Walnut Street, Bucyrus, Ohio
Phone: 419-562-6896

Branch Office
1530 North Sandusky Avenue, Bucyrus, Ohio
Phone: 419-563-0519

Home Equity Line of Credit (HELOC)

Rates are subject to change without notice.
Available only to local residents.
Annual Percentage Rate calculations based on a loan of $50,000.00.
Length of term is 25 years total (a ten year draw period and a 15 year repayment period.)
Rates are effective as of  May 1, 2008.

Rate Index: the base rate on corporate loans posted by at least 75% of the nation's 30 largest banks known as the Wall Street Journal Prime Rate and is published in the Wall Street Journal.
The rate adjusts monthly.
Loan to value: 80%
Fees charged are usually between $100.00 to $500.00.
No points are charged on HELOCs.
Bottom cap: 5.00%
Top cap: 15.00%

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